Conventional Loans
- 1 – 4 PRIMARY OR INVESTMENT PROPERTIES
- 3% DOWN ON SINGLE FAMILY RESIDENCE
- NO MI WITH 20% DOWN OR MORE
- 1 FAMILY, 5% DOWN, NO MI ON SINGLE FAMILY HOME
FHA Loans
- FIRST TIME HOME BUYERS
- 1 – 4 FAMILY PRIMARY RESIDENCE
- 3.5% MINIMUM DOWN PAYMENT
- 100% OF DOWN PAYMENT CAN BE GIFTED
- SELLER CONCESSION UP TO 6%
203k Loans
- KITCHEN AND BATH REMODELING
- PAINTING INSIDE AND OUT
- REPAIR/REPLACE ROOFS, GUTTERS, HVAC, FLOORING
- ADD PORCHES, PATIOS, AND DECKS
- FINANCE UP TO 6 MONTHS OF MORTGAGE PAYMENTS
HomeStyle Loans
- PURCHASE, REPAIR, AND RENOVATE
- 1 – 4 UNIT PRIMARY RESIDENCE
- 1 UNIT INVESTMENT, SECOND HOME, AND CONDOS
- DOWN PAYMENTS AS LOW AS 5%
- BORROWERS MAY BE ABLE TO DO RENOVATIONS
VA Loans
- 100% PRIMARY RESIDENCE
- NO MORTGAGE INSURANCE
- PURCHASE UP TO $417,000.00 IF ELIGIBLE
- NO MIN. CREDIT SCORE UNLESS REQUIRED BY LENDER
- VA LIMITS CLOSING COSTS
Reverse Mortgage Loans
- 62 YEARS OR OLDER
- OCCUPY THE PROPERTY AS PRIMARY RESIDENCE
- 1 – 4 FAMILY HOUSE
- HUD-APPROVED CONDOMINIUM
- PARTICIPATE IN CONSUMER INFORMATION SESSION